Oct 30, 2025 · Term life insurance provides coverage for a set period, or term. You can choose term lengths and coverage amounts. Term life insurance is the most popular form; 48% of Americans …

Jan 8, 2025 · Find your age in our 2025 average term life insurance rate chart to get an idea of your monthly cost.

Dec 17, 2025 · For a snapshot of those prices, NerdWallet compared average life insurance rates for men and women at different ages and health tiers, across multiple coverage options.

3 days ago · The average life insurance cost for a healthy 40-year-old nonsmoker is $55 per month for a 20-year, $500,000 term life policy. Whole life insurance averages $667 per month, while universal …

Sep 11, 2025 · We've found that the average cost of life insurance is about $147 per month for a term life insurance policy lasting 20 years and providing a death benefit of $500,000.

Oct 31, 2025 · For example, you can pay as little as about $28 a month for a term life policy, while the cheapest whole life policy starts at about $37 a month. To save the most on life insurance, compare...

Oct 1, 2024 · A 30-year-old could pay between $15 and $30 per month — or less than $300 per year — for term life insurance. Explore more term life insurance rates by age, term length, and coverage …

Sep 18, 2024 · The average monthly cost for a $500,000 whole life insurance policy for a 30-year-old is $451. Life insurance prices vary by the type of insurance, coverage amount, and personal factors.

Dec 19, 2025 · Average life insurance rates vary widely based on factors like age, health, coverage amount, and type of policy. Here’s a look at the average rates for term life policies to show how age, …

Sep 11, 2025 · Many people find that $1 million in term life coverage better matches their financial responsibilities. The cost, however, is higher than a $500,000 policy. A healthy 35-year-old woman …