Point-of-sale loans allow shoppers to buy an item and pay for it in installments. Learn more about point-of-sale loans and how they work. Wondering if you can get a personal loan with a new job? Read ...

If you’re thinking, I just started my job but need a loan, the good news is that it’s possible to be approved for one. You may even qualify for a personal loan as a new employee even if you haven’t ...

A share savings account at a credit union is the equivalent of a savings account at a traditional or online bank. But the word “share” helps convey a key distinction: Credit unions differ from banks ...

When someone leases a car, typically they can make a lower monthly payment than if they’d purchased the vehicle with a loan. That’s a key reason why leasing can be so appealing for many consumers. The ...

A negative bank account balance often leads to bank fees. If you don’t deal with the negative bank balance promptly, those fees can pile up month after month. Worse yet, your credit score may sink or ...

It’s important to save for a rainy day since we can’t predict all of the expenses that life can throw at us. From car and home repairs to medical bills, sometimes a pricey expense comes out of nowhere ...

If you have a savings account, you’re likely familiar with interest — that’s the money you earn by keeping your money in the bank, expressed as a percentage. What you may not realize is that there are ...

If you have a car loan and are wondering how to go about lowering a car payment, you may want to explore renegotiating your car loan. If you’ve built your credit score since you’ve signed your car ...

Cars are an integral part of the American experience. Though they were invented in Europe in the 1800s, America quickly took over the industry. Not only were mass production techniques perfected ...

Financing a car is a major financial decision, and many factors will determine your interest rate and what you ultimately spend on the car. One of those factors is the size of your down payment. Let’s ...

Consumers may consider a 144-month auto loan to finance the purchase of classic and exotic cars. These vehicles may carry a sales price above $100,000. Auto loans with 12-year terms can make it easier ...

A personal line of credit and home equity line of credit are similar lending products with key differences. A home equity line of credit, also known as a HELOC, allows homeowners to borrow against the ...