The IRS has officially increased the 2026 contribution limits for 401(k)s, IRAs, and other retirement plans. See the new ...

Legacy planning also shifts the calculus. Roth IRAs don't have Required Minimum Distributions during your lifetime, and heirs generally receive distributions free of income tax, though they must empty ...

Each type has its advantages and drawbacks. You might prefer a traditional 401 (k) if you're in a high tax bracket now and you expect your expenses to drop significantly in retirement. But if you ...

Looking for a flexible retirement plan that meets your self-employment needs? A Solo 401(k) account can allow you to contribute both as an employee and employer, therefore increasing your potential ...

But you may still be confused about exactly how much you need to withdraw -- and from which accounts. To make things more complicated, RMD rules have changed over the last several years. That can lead ...

Learn how to assess savings, manage cash flow, and explore part-time work and health coverage options to stay financially ...

More people are turning to chatbots for advice, inquiring about high-stakes decisions such as saving for retirement — even if ...

Semi-retirement may work when portfolios cover most living costs and flexible work bridges the remaining income gap. Find out ...

Last year, the IRS issued final regulations related to limits set by the SECURE 2.0 Act to pre-tax contributions that ...

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or ...

If your FRA monthly benefit is $2,778, for example, waiting until 70 would boost that to $3,575. Starting at 62, though, will result in a monthly payment of just $1,822. The Social Security Quick ...

Documents from 2014-2019 suggest a close relationship between the two men, who frequently coordinated meetings with Silicon Valley figures and global leaders.