If executed with integrity, AI can serve as the new credit bureau—one that measures people not by the debts of their past but ...

To give lenders a more complete financial profile of would-be borrowers, Plaid has introduced a new credit scoring platform ...

FICO stakes a claim that narrow models will beat broad with the launch of its Focused Foundation Model for Financial Services and its financial Focused Language Models (FLMs).

This study investigates the potential of probabilistic classification to enhance credit-scoring accuracy, with a focus on model validation through reliability thresholds. By quantifying prediction ...

AI success in risk management doesn’t come from technology alone. It comes from discipline. Strong governance builds trust, ...

South Africa’s risk is real, but it is often overstated. Debt levels are elevated but manageable; inflation is contained; and ...

For decades, banks controlled consumer credit. They decided who got approved, at what rate, and on what terms. But in 2025, ...

Extreme events are increasingly becoming severe risks to the electric grid, yet there is limited understanding of the cost-effectiveness of adaptation investments. This research demonstrates that ...

Brex reports that business credit bureaus are vital for assessing a company's creditworthiness, influencing financing, and ...

The Reserve Bank of India on Tuesday proposed changes to the way banks assign risk weightage to loans and the so-called ...

Bloomberg analysis indicates that firms with higher physical risk exposure face premium in their Weighted Average Cost of ...