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Is Heritage Insurance's Profitability Anchored to Its Combined Ratio?

Heritage Insurance Holdings’ HRTG profitability is underpinned by its combined ratio, a key measure of underwriting performance in the property and casualty (P&C) insurance industry. A combined ratio ...
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Is a Lower Combined Ratio Key to ROOT's Profitability?

Root Inc.’s ROOT profitability is underpinned by its combined ratio, a key measure of underwriting performance. A combined ratio — defined as sum of loss ratio and expense ratio — below 100% signals ...