Should you switch from pre-tax IRA contributions to Roth contributions? Imagine that you’re steadily contributing to a ...

In a scenario like this, you'll be liable for RMDs on April 1 of the year after the year you retire. So say you're old enough ...

As President-elect Donald Trump prepares to take office in 2025, his proposed policies could reshape retirement savings by ...

For millions of Americans approaching retirement, the dream of leaving work behind depends on one crucial question: how to ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

Learn how and when withdrawals from your traditional IRA or Roth IRA and traditional 401(k) or Roth 401(k) can affect your ...

A Roth IRA and traditional IRA both have the same goal: to help you save for retirement and ensure you don’t spend your golden years struggling to make ends meet. The key difference between a Roth and ...

The decision of whether to save for retirement through a Roth IRA or through a traditional IRA is a complex matter that can have significant financial implications in both the short term and the long ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

A letter writer seems to think she should be taxed on the penny she withdrew from her Roth IRA rather than on the $19,000 that penny of stock was originally worth when she first transferred it from ...

Learn about the differences between a Gold IRA and a Traditional IRA to make an informed decision for your retirement savings ...