If you’ve ever heard the phrase “We need to check your credit,” your next question may be “What are the three credit reporting agencies?” The agencies are Equifax, Experian and TransUnion. These are ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...