Converting to a Roth IRA before the year ends can be a smart financial move, but it’s not without its pitfalls. Understanding these potential traps can help ensure a smooth transition and avoid costly ...

Roth conversions get major coverage from the popular press these days. Yet despite the hoopla, many of your prospective and existing clients harbor misguided beliefs about this potentially valuable ...

Recent dips in the market were good opportunities to convert traditional IRAs and 401(k)s to Roth accounts, advisors say. But clients who missed out shouldn’t despair. “Periods of increased market ...

The backdoor Roth IRA is a strategic retirement savings technique that allows high-income earners to contribute to a Roth IRA ...

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you’re earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA’s ...