Theresa Winters owes her son-in-law big time. He saved the 79-year-old registered nurse more than $7,800 on air-conditioning work she didn't need. Winters has paid at least $15,000 on air conditioner ...
From now on, if you hire anyone to do work in your house or yard, get a copy of his or her insurance certificate before the work starts. I know, I usually put advice toward the end of the column, ...
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