A Roth conversion may be the key to avoiding costly IRMAA surcharges on your premiums.

“Your retirement income could trigger a Medicare penalty you didn’t even know existed.” Most retirees think of Medicare as a safety net — a predictable, reliable program that helps cover health ...

Medicare increases the monthly premiums for Part B and Part D coverage if your income is higher than certain limits. To avoid these surcharges, you can reduce your modified adjusted gross income. If ...

Some retirees could see Medicare premiums rise by more than $400 a month in 2026 due to IRMAA. Here’s how it affects Social Security checks and who pays more.

One of the surprises some retirees encounter is that Medicare premiums aren’t the same for everyone. Although the overwhelming majority of retirees pay the standard base premium for Medicare Parts B ...

IRMAA stands for Income-Related Monthly Adjustment Amount. It's an additional surcharge that some Medicare beneficiaries pay in addition to their standard monthly premiums for Medicare Part B and ...

You can appeal your Medicare IRMAA surcharges if you meet certain conditions. The short answer to your question is that your Medicare payment would be set from the time you enroll when you turn 65 ...