Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.

44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even fraudulent accounts can ...

Explore what credit risk is, its impact on loans and investments, the role of credit ratings, and real-world examples to mitigate potential financial losses.

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Ever ...

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...