As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

Interest can be charged when you borrow money or earned when you save. When you charge something on a credit card or take out ...

If you've been looking at interest-bearing accounts like high-yield savings accounts or certificates of deposit (CDs), you may see the terms "interest rate" and "annual percentage yield" (APY) being ...

The average interest rate on a 30-year, fixed-rate mortgage rose to 6.01%. This is one basis point higher than yesterday but ...

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...

The current average mortgage rate on a 30-year fixed mortgage is 6.26%, the same as a week earlier, according to the Mortgage ...

You’re more likely to find rates below 5% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...

It came as no surprise to anyone that the Federal Reserve cut the benchmark interest rate by another 25 basis points, or a quarter of a percentage point, on Dec. 18, bringing the target range down to ...