Dear Quentin, My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from paying away all high-interest debt, and when that happens, ...

If you’re in early retirement — or close to it — you don’t want to gloss over the announcement of new tax brackets for 2026 ...

If you have just inherited a Roth IRA from your parent, spouse, or non-spouse, here are the rules for taxes and beneficiaries ...

Should you switch from pre-tax IRA contributions to Roth contributions? Imagine that you’re steadily contributing to a ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a ...

The premise seems compelling enough. Forego a tax break that may or may not do you much good right now in exchange for tax-free withdrawals in the future -- when your tax rates might be higher.

“You can make two Roth IRA contributions in one calendar year and maximize your retirement savings potential,” said Nancy Gates, lead educator at Boldin, a financial planning platform. “This is ...

The signature Republican policy law, the One Big Beautiful Bill Act, will have a big effect on retirement planning.

Roth IRAs offer a world of benefits. There are ways to get around the income limits associated with these accounts. There are also other tax-advantaged accounts you can explore. Are you ahead, or ...

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you’re earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA’s ...

If you want to make a second Roth IRA contribution within a single year, you still have time — as long as you make the second contribution before Tax Day: April 15. This might be a good idea if you ...