Let the US credit score wars begin

Perhaps sensing an opening, fintech Plaid has also joined the fray. This week, it launched its own credit score service.

Will FICO’s New Program Force Equifax (EFX) to Rethink Its Competitive Edge in Mortgages?

In recent days, Fair Isaac Corporation (FICO) introduced the Mortgage Direct License Program, allowing mortgage lenders and resellers to access FICO credit scores directly, bypassing established ...

Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 points since April 2009, in the midst of the Great Recession, when it ...