To give lenders a more complete financial profile of would-be borrowers, Plaid has introduced a new credit scoring platform ...

The study, titled “Application of Generative AI in Financial Risk Prediction: Enhancing Model Accuracy and Interpretability”, ...

Collateral Analytics has launched the CA Credit Risk Model. This new patent pending product is designed to offer quantitative measures of the risk and cost of potential borrower default embedded in a ...

FICO stakes a claim that narrow models will beat broad with the launch of its Focused Foundation Model for Financial Services and its financial Focused Language Models (FLMs).

AI success in risk management doesn’t come from technology alone. It comes from discipline. Strong governance builds trust, ...

A visionary business analyst and product owner with 18 years of proven track record in driving industry-transforming financial solutions in the UK, Olubunmi Martins-Afolabi possesses exceptional ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

Structural models of default are widely used to analyze corporate bond spreads, but have generally been unable to explain why risk premiums are as high as they are. This credit spread puzzle can be ...

Download PDF More Formats on IMF eLibrary Order a Print Copy Create Citation The key function of banks in the real world is endogenously creating (inside) money. But they do so facing solvency, ...

South Africa’s risk is real, but it is often overstated. Debt levels are elevated but manageable; inflation is contained; and ...