A credit card balance is the amount of money you owe to a credit card company, including charges, interest, and fees. Carrying a balance on your credit card can be costly, as you may be charged ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

Credit card balance transfers are a useful yet often misunderstood tool. When used strategically, they can offer a path to debt reduction and financial stability. However, like any financial ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

See how much you could save by moving debt from a high-interest credit card to a new card with a 0% intro rate. Many or all of the products on this page are from partners who compensate us when you ...

This content is sponsored by PenFed Credit Union, federally insured by NCUA. You may have heard about a balance transfer – but have wondered about the benefits and if it’s a good move for you. The ...

To find the right credit card, start by checking your credit score, analyzing your spending habits and thinking about your ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news that intersects personal finance, tech and consumer sentiment. Dashia investigates economic shifts and ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...