Have you ever overdrafted your checking account or accidentally bounced a check? If so, a record of that mishap could be following you around. When you have a problem managing a bank account, your ...

ChexSystems is a consumer reporting agency that runs reports on your savings and checking account history. It is commonly used by banks and credit unions to screen applicants before approving new ...

Here’s a quick look at some of the banks that do not use ChexSystems when you are opening a new account. doesn’t use ChexSystems to screen applicants, but it might obtain a consumer credit report as ...

ChexSystems, as Downey would soon find out, is a national consumer reporting agency — abbreviated CRA — that specializes in gathering data on how Americans use checks and bank accounts. It distills ...

We know they’re out there. Banks that don’t use ChexSystems don’t make a secret of their second chance banking. To clarify the verb “use” here, we’re not saying that this 20% of banks in the US is ...