Spending money is easy, but saving it is a lot harder. Luckily, there are tons of free financial tools you can leverage to help you save money, pay off and stay out of debt. Bankrate is one of these ...

There’s a common saying about interest rates: They take the elevator down and the staircase back up. The metaphor highlights just how swiftly the Federal Reserve tends to slash borrowing costs, often ...

Michael Benninger is the lead editor of banking at Forbes Advisor, with more than 10 years of experience in the personal finance space. His writing has been published by the Los Angeles Times, ...